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Spend becomes
ownership.

Qualifying purchases map to listed equity. Deposit ETH and the vault mints MELO share tokens into your wallet.

Connect and depositRead the whitepaper

Shop at Costco. Hold COST.

Melo maps each qualifying merchant to its listed equity and books a fractional allocation from the ticket. You keep the same card. The protocol keeps the ledger.

COST

Spend the way you already spend

Grocery, fuel, software, the weekly shop. Qualifying purchases at public companies are the input. No new card, no points catalogue.

AAPL

Every merchant has a ticker

The protocol holds a map from merchant to listed equity. A night at Amazon is AMZN. An iPhone is AAPL. The match is the product.

MSFT

The ticket is the allocation

A reward engine reads the settled amount and computes your fractional share. Keyboard optional. The receipt is the instruction.

GOOGL

Positions you can actually hold

Allocations settle into a portfolio of the companies you already fund — not a coupon, not a cashback balance.

AMZN

The companies you fund, fund you

Wherever those merchants trade, the same mapping applies. Illustrative coverage only — live markets ship with the protocol, not this page.

A receipt is an instruction.

Illustrative thirty-day sample of merchant mapping. These rows are demonstration data — not live holdings. MELO in your wallet is a separate, on-chain share token minted on deposit.

  1. COSTCostco Wholesale$890.00+$17.800.020 sh
  2. AAPLApple$1,240.00+$24.800.116 sh
  3. AMZNAmazon$2,100.00+$42.000.228 sh
  4. MSFTMicrosoft$760.00+$15.200.037 sh
  5. GOOGLAlphabet$340.00+$6.800.039 sh

Deposit. Hold MELO.

Connect your wallet and deposit ETH. The vault mints MELO share tokens into that wallet — 1 ETH books 1,000 MELO. This is a prototype vault, not a brokerage and not a purchase of listed stock.

Wallet

Connect to deposit. MELO will show as an ERC-20 named MELO in the same wallet.